Life With Frenchie

Being an “actuary in training”, you’d think that I’d have my insurance needs in order. Huh! You don’t know me very well, do you? Over the past year, El Presidente and I have been co-mingling more and more of our finances. Most recently, we have updated our auto and homeowner’s insurance policies. While finalizing these policies, we started thinking about the other areas of our lives that were not covered. The biggest gap was life insurance.

I guess this was just overlooked since, in the past, I usually was covered through my employer’s group plans. This being the case, I am really only familiar with Term Life coverage. I never really thought any further on the subject beyond opting to receive the company provided coverage. Now that I am not receiving life insurance, I have started to look into it a little more and have realized that a term policy is probably not suitable for my needs.

Once again, my limited actuarial skills are not enough to make me anywhere near an expert on what to consider for life insurance, so I looked around and found a site to get insurance quotes online (I LOVE the Internet!). Luckily, I found a site that not only gave you estimated quotes from multiple carriers (all of whom I recognized), but it also gave me more information about the different kinds of life insurance policies, like whole life.

I still have a lot of poking around to do to figure out which way to go, but being able to do it all in one place sure makes the task a lot less daunting.

Stumble it!